One of the main products of ICICI Bank is its Credit Card. it offers various types of credit cards based on individual requirements. every credit card comes with its limitations. however, if you want to increase your credit card limit, go through this article completely. In this article, we will discuss How to Increase ICICI Credit Card Limit Online | Enhance ICICI Credit Card Limit?
If you think you are maintaining a good credit history, paying EMIs on time, good CIBIL score you can approach ICICI Bank and request to increase your card limit.
We will discuss various methods by which you can approach the bank to enhance your credit card limit. After all, it’s the bank that will decide whether to increase your card limit or not.
Requirements to request the ICICI Bank to Increase your Card Limit
- You must have credit card and it should be linked to the ICICI iMobile application.
- Your mobile number must be registered with your bank account.
- Access to Internet banking is needed if you are requesting online.
How to Increase ICICI Credit Card limit through SMS
You need to send an SMS to 5676766 from your registered mobile number in the below format to increase the credit card limit.
CRLIM<last 4 digits of your credit card> and send it to 5676766
After sending the above SMS within few minutes you will receive an SMS about your card limit enhancement. If you are eligible for it you will get an SMS like your card limit is increased if not it will say you are not eligible for an increased limit.
How to Increase ICICI Bank Credit Card limit Using Internet Banking
- Visit ICICI Bank Internet Banking Website and click on the Login button.
- Enter your User ID and Password to login.
- After successful login on the home page click on My Accounts tab and select Credit Card option.
- Next, click on manage your card option and select Manage Credit Limit. click on the Go btton.
- Now you will see your existing credit card limit and Maximum Credit Limit available on the screen. Enter the Desired Credit Limit.
- An OTP will be sent to your registered mobile number. Enter the OTP and click on the Submit button.
- You will receive a confirmation message within few seconds whether you are eligible for limit increase. If yes you will see higher amount under maximum available credit limit.
How to Increase ICICI Bank Credit Card limit Using iMobile App
- Download and install iMobile App to your mobile phone.
- Register and Login using MPIN or fingerprint.
- Once you login successfully click on the option Cards & Forex.
- On the next screen select the credit card for which you want to increase the limit and on tap on the link Manage Limit.
- On the new screen you will see your existing credit card limit, Maximum available credit card limit and desired Credit limit. move the scroller right to increase your credit card limit. It will get automatically updated in the Desired Credit Limit option. click on the Submit button.
- You will see a message on the screen saying your credit card limit has been changed. the amount will also be mentioned. click on the OK button.
How to Increase ICICI Bank Credit Card limit by Calling Customer Care
Call ICICI Bank Customer Care on 1860 120 7777 or 1800 103 8181, request the executive to increase your credit card limit.
They will verify your details first by confirming your name, mobile number, DOB, etc, and will check if you are eligible for an increase in credit card limit.
If you meet all the necessary requirements your limit will be increased instantly on call else they will say you are currently not eligible for a limit increase.
Conclusion
In this article, you have learned How to Increase ICICI Credit Card Limit Online | Enhance ICICI Credit Card Limit through various methods. I hope your doubt regarding the ICICI credit limit is cleared.
Still, if you have any questions, do ask in the below comment section. I will be happy to answer them.
FAQs
You need to send an SMS to 5676766 from your registered mobile number in the below format: CRLIM<last 4 digits of your credit card> and send it to 5676766 to increase the credit card limit.
a. Increase the limit using ICICI Net Banking.
b. Increase the limit using ICICI Bank iMobile Banking App.
c. Apply to enhance the limit by sending an SMS.
d. Call ICICI Bank customer care to increase the card limit.
ICICI Bank Customer Care on 1860 120 7777, 1800 103 8181.
