Money View Personal Loan App | Get Instant Loans Up to 5 Lakhs from Money View

Money View loan, How to Apply, Money View Interest rate, fees & charges, documents required, Eligibility Criteria, Customer Care Details

If you need money urgently for some reason you have few choices like you can take from friends & family, visit banks or any financial institutions. But in case you did not get a loan from anywhere or it’s taking a long time, you can move to a third option i.e Money View Personal Loan App.

Loan App NameMoney View: Personal Loan App
Loan AmountFrom Rs. 10,000 up to Rs. 5,00,000
Loan TenureFrom 3 months & going up to 5 years
Annual Interest Rate16 % to 39 %
Processing Fee2% to 4% of the approved loan

Features & Benefit of Money View Personal Loan App

  • Check your eligibility for an instant loan in 2 minutes
  • Money view offer loan from Rs. 5,000 to Rs. 5,00,000.
  • Get flexible loan tenure from 3 months to 5 years
  • Loan amount is disbursed to your account in just 24 HOURS of approval.
  • Get a competitive low interest rates starting from 1.33% per month (16% Annually) depend on your financial profile.
  • The entire process completely online.
  • You might get loan offers irrespective of your credit score.

Eligibility Criteria For Money View Personal Loan

  • Applicant age must be between 21 years and 57 years.
  • You must be either Salaried or self-employed.
  • Monthly in-hand income of Rs. 13,500 or more for salaried applicants and Rs. 15,000 and above for self-employed applicants.
  • Income or your salary should be received in a bank.
  • Min CIBIL score of 600 or Experian score of 650.

Documents Required For Money View Personal Loan

  • Identity proof such as PAN card, Aadhaar Card, Passport, Voter ID card, Driving License
  • Address proof such as Aadhaar Card, Passport, Voter ID card, Driving License, Utility bill like telephone bill, electricity bill, water bill for last 60 days with your name and address.
  • Last 3 months bank statement with salary credits or income credits.

How to Apply a Loan from Money View Mobile App Online?

Since the loan application process is completely online, you do not have to visit anywhere. just follow the steps as mentioned below and loan at your comfort.

  • Download and Install Money View Mobile App on your phone.
  • Once you install the App ,launch it and you will see a welcome message, click on the button Get Started.
  • On the next screen give permission to the app by clicking on the Allow button.
  • Enter your Email ID, phone number and enter the OTP received to your mobile number.
  • On the next screen choose if you are Salaried or Self employed. if you choose salaried, enter the details like your salary, check the box how do you get salary and click on the Continue button.
  • Now, you need to enter your personal details like Gender, Name as per PAN card, Date of Birth, current address and PIN code, enter PAN card number, check the box I authorize and click on the Get Offer button.
  • Check the details once again in the next screen and click on I Confirm button.
  • After confirming you will see a message on the screen showing your total loan offer amount. you can adjust the amount and tenure of the loan. the maximum loan amount will be your offer value. minimum amount will be Rs. 10000.
  • After going through the required loan amount and tenure, click on the button Apply Now button to proceed further.
  • On the next screen enter your company name, if you are salaried, enter your official email ID, select purpose of the loan and click on the Continue button. NOTE: if you do not have a official email ID, the approval will take longer.
  • Now, Enter your official address, PIN code, Education qualification, check the box where do you stay, enter your father and mother name and click on the Continue button.
  • Next, upload your documents such as ID proof, address proof, write the date since you are staying at the address, upload your photo & video and click on the Continue button.
  • Now you need to enter your Account details like Salary Bank, IFSC code, Enter account number and click on the Verify Now button. The app will deposit Rs. 1 to your bank account to confirm the bank account. upload last 4 months bank statement to verify your income in PDF or you can send an email to click on the Continue button.
  • Check all the details offered to you like loan amount, offered interest rate, EMI amount, EMI start date, Loan term, processing fee. after checking the details finally click on the Submit button.
  • It will take 1 day to process your loan application process. you will get a call to verify the entered details.
  • On the last step you need to enable the EMI-Auto debit or NACH mandate using Net Baking/Debit card or NACH Form. This step ensures that the auto-debit facility for your bank account is activated for easy monthly EMI payments.
  • Once the EMI-auto debit is enabled, a Loan Agreement will be sent with details like your loan amount, interest, applicable fees & tenure etc. review the same & submit. Once submitted, the loan amount will be transferred to your bank A/c within 1 business day.

Money View Instant Fees and Charges

There are various charges associated with the Money View personal Loan. you can find them below in detail.

Personal Loan Interest Rates and Charges

Fees and ChargesAmount Chargeable
Interest RateStarting from 1.33% per month or 16% to 39% p.a
Loan Processing ChargesStarts at 2% to 4% of the approved loan amount
Interest on Overdue EMIs2% per month on the overdue EMI/Principal loan amount
Cheque BounceRs. 500- each time
Loan CancellationNo additional charges are there.
The interest amount for the period between loan disbursement and loan cancellation will be payable.
Processing fees will also be retained.

Foreclosure and Part-Prepayment Charges

Fees and ChargesAmount Chargeable
Foreclosure ChargesForeclosure can be done only after a minimum number of EMIs have been paid as mentioned below-

Up to 6 months = Not allowed
7 – 18 months = Allowed after 6 EMI payments
After 18 months = Allowed after 12 EMI payments
Part- Prepayment ChargesNot allowed

Money View Pros & Cons

The loan application is 100% online.The interest rate is high.
Loan repayment is up to 5 yearsNo Instant Loan. It will take 1 working day.
Get offers irrespective of your credit scoreYou must have a CIBIL score of 600.
The loan amount is up to 5 lakhsThe minimum In-Hand income should be Rs. 13500
It serves more than 5000 locations across India

Is Money View Safe and Legit?

Yes, It is. Currently, It is serving at more than 5000 locations and it is trusted by more than 1 crore users across India which makes it trustworthy.

To keep the data safe and secure it uses 256-bit data encryption for data management. It also provides security standards like banks.

It has a 4.4 rating on Google Play Store which is good.

Money View Customer Care Details

Contact TypeEmail/Phone Number
Customer Care No080 4569 2002
Loan Payment

Read Also


1: What can be the reasons my Money View loan application got rejected?

a. Credit Score might be less than 600
b. Salary credit less than Rs. 13,500 per month
c. Business income less than Rs.15,000 per month (for self-employed applicants)
d. Incorrect / Invalid / Insufficient documents
e. Disqualification as per Money View application or due to any other reason

2: What is the maximum loan amount I can get from Money View?

The maximum amount you can get from Money View is Rs. 5 lakhs.

3: How long does Money View take to disburse the loan?

The loan amount will be credited to your bank account within 24 hours if all the documents are correct.

4: How the loan repayment works in Money View?

The EMI will be auto-debited from your linked bank account if you have submitted a NACH Mandate.
If the auto-debit feature for your loan account is not activated or enabled, you can pay your EMIs through the ‘Pay Now’ option on the app through the debit card or Net banking.

5: Can I cancel the Money View loan at any time?

No, you can not do it. you are allowed to cancel your loan only before the loan application is processed.

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