How to take a Loan from KreditBee Mobile App Online | KreditBee Instant Personal Loan

KreditBee is an Instant Personal loan App platform that offers various types of loans like Flexi personal loans, Salaried personal loans, Online purchase loans, etc. In this article, you will learn How to take a Loan from KreditBee Mobile App Online | KreditBee Instant Personal Loan?

It offers a personal loan starting from Rs. 1000 and up to Rs. 2 lakhs depending on the customer requirement.

Loan App NameKreditBee
Loan AmountUp to 2 lakhs
Loan Tenure62 days to 15 months
Interest Rate15% p.a. to 29.95 % p.a.

The application process for the loan is completely online and after approval, the amount is instantly transferred to the bank account.

KreditBee has been started to meet the young professional loan requirement at the earliest.

KreditBee has tied up with KrazyBee Services Private Limited, a certified NBFC, and other NBFC partners for lending.

Features of KreditBee Loan App

  • Instant loan Approval.
  • The application process is completely online.
  • Loans from RBI certified NBFCs/Banks are made available to the customers.
  • Money will be transferred instantly to your bank account after approval.
  • Various types of loans are available based on customer requirement.
  • Minimal Documentation.
  • Online KYC.
  • Flexible loan tenures.

Eligibility Criteria to get Loan from KreditBee

  • Customer should be Indian Resident.
  • You must have source of Income.
  • Salary must be above Rs. 10000.
  • Your minimum age should be 21 years.
  • Valid and active bank account.

Required documents to get the Loan

  • PAN Card.
  • Address Proof.
  • Passport size photograph.
  • Salary slip.

Types of Loans by KreditBee

There are mainly three types of loans provided by the KreditBee. you can find them below. we will discuss each one in detail.

Flexi Personal Loan

  • Avail small loans ranging from Rs. 1,000 to Rs. 10,000.
  • Short repayment tenures (62 days to 6 months).
  • PAN Card and address proof is needed to get this loan.

Personal loan for salaried

  • Avail salary loan options starting from Rs. 10,000 to Rs. 2 Lakhs.
  • The tenure ranging from 3 to 15 months.
  • PAN Card, address proof, and salary proof is required to apply for salaried loans.

Online Purchase Loan

  • KreditBee comes with a Buy Now, Pay Later EMI option.
  • In this type of loan one can avail E-vouchers from KreditBee which can be used to purchase on partner platforms like Flipkart, Amazon, Myntra, Nykaa, Make my trip & more.

Till now we got a fair idea about KreditBee such as its features, Eligibility, documents needed, types of loans. Now let’s learn how you can apply for the loan on the KreditBee Platform.

How to apply a Loan from KreditBee Mobile App Online

Follow the steps below and apply for a loan at Kreditbee easily.

  • Download and install KreditBee Mobile App to your Phone.
  • Select your language and click on the Continue button and then click on Get Started button.
  • On the next screen Login/signup with Mobile. Enter your mobile number and click on the Continue button.
  • Enter the OTP received to your mobile number and click on the Submit button.
  • Allow the app by clicking on the button I Agree and click on the Allow button.
  • You will see lending partners on the screen, check the box I authorize to share your details to the lending partners and click on the button Continue.
  • On the next screen enter Referral code if any ,enter your valid email address , check the box I confirm and click on the Continue button. click on Get Instant Approval.
  • On the next screen enter your first name & last name as per your PAN card and click on the Next button.
  • Enter your Date of Birth, Select gender, select your area PIN code, employment type, Monthly Salary/Income, check the box I agree and click on the Next button.
  • Now enter your PAN card number, check the box I confirm this PAN and click on the Next button.
  • On the next screen you will see all your details ,check it once more, check the box terms & conditions and click on the Submit button.
  • Now the App will check your loan eligibility and after few seconds it will show if you are eligible or not. if you are eligible approval amount will be shown on the screen.
  • Next you have to upload documents like Salary Slip, Bank Account details, proof of identity and proof of address. sign loan agreement with the help of Aadhaar validation OTP.
  • After the Loan agreement is signed and loan application is created, the amount will be transferred into the bank account linked with KreditBee within 30 minutes.

KreditBee Loan Fees and Charges

Types of LoansFee & Charges
Flexi Personal LoanInterest rate = 18 to 29.95%
Processing fee = from Rs. 85 up to Rs. 1,250
Personal Loan for SalariedInterest rate = 15 to 29.95%
Processing fee = Loan amount from Rs. 10,000 to Rs. 2,00,000) from Rs. 500 to up to 6% of the loan amount
Online Purchase LoanInterest rate = 0 to 24%
Processing fee = from Rs. 0 to up to 5% of the loan amount

NOTE: Above charges are approx and they may change based on your profile.

KreditBee loan approval time

As KreditBee is an online platform hence you can avail loan through KreditBee mobile app 24x7x365. As it’s digital anywhere & anytime.

Approval can be done based on your KYC documents and your loan history. your loan will be approved within 15 mins if you are eligible.

For Flexi Personal loans, the amount may be transferred to your bank account within 15 minutes provided all the documents and details are correct.

For Personal loans for salaried, the amount transfer may take up to 3 working days provided all the documents and details are correct.

How to Repay KreditBee Loan

You can repay your loan by clicking on the Repayments section located at the bottom of the home screen and making an online payment.

KreditBee supports payments via Net Banking, Debit Card, UPI, Paytm Wallet, and Bank Transfer. Use the Bank Transfer option to avoid convenience charges.

KreditBee Loan Helpline Number

If you have any issues or questions related to the loan you can contact the below-mentioned details.

KreditBee Email
KreditBee Customer Care Number080-44292200
KreditBee Registered addressKreditBee, 16/3, Adarsh Yelavarthy Centre, opp to Frank Anthony School, Cambridge Layout, Jogupalya Bangalore Karnataka 560008 India


In this article, you have learned How to take or apply for a Loan from KreditBee Mobile App Online | KreditBee Instant Personal Loan. I hope you will find get the loan easily using this app for your urgent requirement.

If you have any queries or doubts about the information, you may ask in the comment section below. I will be happy to answer them.

Read More


1: What is kreditBee maximum loan amount?

The maximum loan amount is Rs. 2 lakhs.

2: What is the kreditBee loan app customer care number?


3: What is kreditBee loan tenure?

KreditBee loan Tenure: 62 days to 15 months

4: What is the KreditBee loan rate of interest?

Flexi Personal Loan = Interest rate is between 18% to 29.95%
Personal Loan for Salaried = Interest rate is between 15% to 29.95%
Online Purchase Loan = Interest rate is between 0- to 24%

5: What is the Kreditbee loan age limit?

The applicant should be above 21 years.

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