How to Get a Personal Loan from Branch Mobile App Online | Branch App Instant Personal Loan

We try so much from our side to save money as much we can, but if we need urgent money then we will not be having the required amount. to get the loan urgently there are a few trusted mobile apps using which you can apply for an Instant personal loan easily. In this article, we will discuss How to Get a Personal Loan from Branch Mobile App Online | Branch App Instant Personal Loan?

Loan App NameBranch
Loan AmountRs. 750 to Rs. 50000
Loan Tenure62days to 6 months
Interest Rate24% p.a.-36% p.a. (Monthly interest: 2% to 3%)

Branch App uses machine learning technology to determine creditworthiness through customers’ mobile phones.

The application process for the loan is completely online and after approval, the amount is instantly transferred to the bank account.

What is Branch Loan App?

The branch loan app is a product of Branch International, which is a microfinance lending institution that operates in Nigeria and countries abroad.

It operates in India, Kenya, Nigeria, Tanzania, and United States.

The branch loan app has a great track record as it currently has over 4 million customers worldwide, has issued over 21 million loans, and has disbursed over $600 million.

The branch has provided an opportunity to build customer-first financial products for people across the globe through its cutting-edge technology.

What is a Instant Personal Loan?

A personal loan is a loan that allows you to get funds for your personal and business requirements. A personal loan is an unsecured loan that you can avail of without mortgaging any assets.

Instant Personal loan means once your loan amount has been approved by the financial institution it will be credited instantly to your bank account.

Features of Branch Loan App

  • No paperwork, collateral or office visits needed.
  • Flexible loan tenure (62days to 6 months).
  • Personal Loans range from Rs. 750 to Rs. 50,000.
  • Free Credit Score checks.
  •  Easy access 24/7.
  • Quick and easy sign up.
  • Interest rates range from 2%-30% depending on the risk profile of the customer.

Eligibility Criteria & Documents Required to Apply for the Personal Loan at Branch App

  • Age should above 18 years.
  • Your mobile number should be active.
  • PAN Card.
  • Aadhaar Card or Voter ID.
  • Bank account number

How to apply for a Instant personal loan through Branch App Online?

Follow the steps below to apply for a loan from the Branch Mobile app.

  • Download and install Branch Personal Loan App to your phone, select your language and click on the Continue button.
  • Now Select your country from the drop-down and Register yourself with either your Phone Number or Facebook.
  • If you are choosing with Mobile Number ,enter your valid mobile number and click on the button Register new account.
  • An OTP will be sent to your registered mobile number and it will be entered automatically by the app. click on Allow Access button.
  • On the next window select your Identity type (Aadhaar card or Voter ID) from the drop-down and click on the Continue button.
  • If you select Aadhaar card on the next screen the app will ask to scan QR code on Aadhaar to verify your identity. You can choose to enter Aadhaar details manually also.
  • To choose the option manually click on the button Enter your details manually and on the next screen fill in all the details like your full name, DOB, gender, your address and click on the Submit button.
  • On the next window you need to upload the photo of the front and back part of your Aadhaar Card and click on the Submit button. next you need to take a Selfie of yours and click on the Submit button.
  • Now, on the next window enter your Bank Name, Bank Account Number, PAN Number and click on the Submit button.
  • On the next screen you will see your loan offers, choose your preferred loan offer and click on the button Request this loan and click on the Apply button.
  • Once you apply for the loan, your request will be reviewed and after successful verification the approved loan amount will be credited to your provided bank account.
  • You will see your loan details on the screen, click on confirm receipt of loan and you will see your EMI details.

We have discussed step by step process to apply and get a personal loan from Branch Mobile App.

Branch Loan Repayment

After receiving the loan you applied for, you have to repay within the tenure you chose during the application.

Also if you pay the loan on time, you are eligible for more loan amounts in the future.

So if you are ready to repay your loan, follow the steps listed below.

  • Launch Branch Personal Loan App and log in using your PIN and on the home screen tap on your EMI for the month to pay.
  • On the next screen you will get the option of Next Amount due, Total due or you can even edit the amount. choose your option and click on the Continue button.
  • On the new screen check your amount and click on the Submit button.
  • Now you will see various option to pay the loan such as Net Banking, Debit card, Google Pay/BHIM/UPI.
  • Click on the UPI and select the PhonePe option, enter your virtual ID(VPA), click on the verify button. once it is verified click on the Pay button.
  • Now open Phonepe mobile app, on the screen you will see a flash pop up message from the branch app about loan repayment , click on the pay option, select your bank account, click on Send, enter your UPI PIN and your payment of branch loan is done.
  • You will see successful message on the screen as well.

Branch Personal Loan App Interest Rate and Fees

The personal loan interest rate ranges from 2% to 30% based on a number of factors, including your repayment history with Branch and the cost of lending, the tenure chosen by the customer.

Loan Amounts: INR 750 to INR 50,000
APR/Interest rate: 24%-36% (Monthly interest: 2% to 3%)
Processing fee: 2% onwards

How long does it take to process the loan?

On average loan is processed in less than 8 hours and a maximum of 24 hours.

How Much Can You Borrow From Branch Mobile App?

Through the Branch loan App, you can be able to borrow personal loans ranging from Rs. 750 to Rs. 50,000.

you get a first-time loan of around Rs. 500 or Rs. 1000. Later when you repay your loans on time, the amount you can borrow increases.

Branch loan App Customer Care Number

  • Email –
  • Twitter –
  • Facebook –
CountryEmail address


The branch app provides you instant loans 24*7. You can use this app to get a loan to enhance your business.

I hope applying for a loan became easy with the help of the branch App.

If you have any further questions concerning the Branch loan app, you can contact their platform through the contact information above.

Read Also


1: What is the Branch loan app customer care helpline detail?

You can send an email to for any issues or queries.

2: What is the branch registered address in India?

WeWork BKC, C – 20, G Block Rd, G Block BKC, Bandra Kurla Complex, Bandra East, Mumbai, Maharashtra

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