Indian Overseas Bank (IOB) is a major public sector bank providing services to both retail and corporate sectors. The bank has more than 3000 branches across India. Customers who want to visit IOB must be aware of Indian Overseas Bank Timings-Working Hours And Lunch Time to save their time.
In this post, we will cover IOB Working hours, Lunchtime, NEFT & RTGS transfer timings in detail. this will help you to plan your bank visit.
Indian Overseas Bank Timings & working hours for customers
- Indian Overseas Bank timings can vary from branch to branch.
- Its working hours are from 10:00 AM to 4:00 PM.
- Bank will be closed on the second and fourth Saturday of every month.
- IOB working days are from Monday to Friday. However, On the first, third, and fifth Saturday bank timings are as usual from 10:00 AM to 4:00 PM.
- The Bank will remain closed on Sunday and the National Holidays.
| Working Days | Working Time |
|---|---|
| Indian Overseas Bank Timings on Weekdays (Monday to Friday) | 10 AM to 4 PM |
| Indian Overseas Bank timings on Saturday (1st,3rd, & 5th Saturday of every month) | 10 AM to 4 PM |
| Indian Overseas Bank timings on Saturday (2nd & 4th Saturday of every month) | Closed |
| Indian Overseas Bank timings on every Sunday | Closed |
Indian Overseas Bank Lunch Timings
IOB lunch timings are usually between 1:30 PM to 2:30 PM. however this can vary from branch to branch.
Generally, employees of the Indian Overseas Bank go for lunch in rotation in order to provide the best customer service experience. so you can walk to the bank during lunchtime as well and you will find someone at the counter to help you.
| Indian Overseas Bank Lunch Time – Generally between 1:30 PM to 2:30 PM |
Indian Overseas Bank NEFT Timings
From Monday to Friday, the NEFT transfer timings are from 8:00 AM to 7:00 PM and on the working Saturdays, the NEFT transfer timings are between 8:00 AM to 7:00 PM.
NEFT stands for “National Electronics funds transfer”. It is the facility that helps us to transfer funds from one account to any bank account across the country.
You can transfer funds through NEFT using Indian Overseas Bank internet banking and mobile banking as well.
IOB also provides its customer to transfer funds offline by visiting the bank branch .hence Customers must know the bank NEFT timings.
| NEFT Transfer | Indian Overseas Bank timings |
|---|---|
| NEFT (Monday to Friday) | 8:00 AM to 7:00 PM |
| NEFT (1st, 3rd & 5th Saturday) | 8:00 AM to 7:00 PM |
Indian Overseas Bank RTGS Timings
From Monday to Friday, the RTGS transfer timings are from 8:00 AM to 6:00 PM and on the working Saturdays, the RTGS transfer timings are also the same.
RTGS Stands for “Real Time Gross Settlement”.In RTGS your request to transfer or settle funds is carried out immediately, instead of settling in batches.
RTGS services will be available on working days and 1st, 3rd, and 5th Saturdays of every month. 2nd & 4th Saturday, and Sunday Bank will remain closed.
| RTGS Transfer | Indian Overseas Bank timings |
|---|---|
| RTGS (Monday to Friday) | 8:00 AM to 6:00 PM |
| RTGS (1st, 3rd & 5th Saturday) | 8:00 AM to 6:00 PM |
Indian Overseas Bank Locker Timings
Locker facilities will be available only during business hours. there are no separate timings for locker visits.
Conclusion
In this post, you have learned Indian Overseas Bank Timings-Working Hours And Lunch Time, NEFT & RTGS transfer timings. I hope this will help you to prepare your schedule accordingly.
Any questions or doubts related to the above information can be asked in the below comment section. I will try to answer your all queries.
FAQs
It varies from branch to branch however it is usually between 1:30 PM to 2:30 PM.
From Monday to Friday and on the working Saturdays (1st, 3rd & 5th) the NEFT transfer timings are from 8:00 AM to 7:00 PM.
