Indian Overseas Bank or IOB is a public sector bank providing various products & services like Debit Card, Credit Card, Mobile/Internet Banking, various types of loans, etc. If you have recently applied for an IOB credit card you must be eager How to Check Indian Overseas Bank (IOB) Credit Card Application Status?
We will discuss the methods which can be helpful in checking IOB credit card status. Simultaneously you will also learn the various statuses of your credit card.
Stay tuned…
Contents
Requirements to Check Indian Overseas Bank Credit Card Status
- Keep your Application Number ready with you to check the status . The Application Number you will get after applying for a new credit card successfully.
- Your mobile number must be registered with your credit card application.
Check IOB Credit Card Application Status by Calling Customer Care
You can call IOB Bank credit card customer care number 1800 425 7744 |1800 890 4445 | 1800 425 4445, Request to check your card status, verify your details, provide your Application Number to the executive, and know your application status.
IOB Credit Card Customer Care Number:-
1800 425 7744 |1800 890 4445 | 1800 425 4445
As soon as your application is processed, the bank will communicate the status via SMS on your registered mobile number.
Check Your IOB Credit Card Application Status Offline by Visiting Bank Branch
You can visit the IOB home branch to check your credit card status. provide your Credit card Application Number to the bank officials and know your card status easily.
Different Status of Your Indian Overseas Bank Credit Card Application
Your credit card application status can be any of the following.
| Status | Description |
|---|---|
| In Progress | It means your application has been received by IOB and is under review at present. |
| Approved | This status shows up once the bank approves your application. however, you have to wait a few days to get your credit card. |
| Dispatched | When your application is approved and the card is ready, the bank will dispatch it to the mailing address you provided while filling the credit card application form. you will be informed through SMS with tracking ID details as well. |
| On Hold | This status may be shown due to a failed verification process, like incomplete documentation, or missing information. The bank will keep your application on hold and will call you to confirm the missing information or document. Once the issue is resolved, the bank will proceed with your application. |
| Disapproved | When your credit card application is not approved due to any reason, the status displayed is ‘Declined’. This happens when you fail to meet the eligibility criteria. you need to follow up with the bank on this. |
| No Records Found | When you see the status as no record found, call bank customer care to know the reason. ensure that you enter the correct details to check the status of your application. |
How to track IOB Bank Credit Card if the Status Shows Dispatched?
If you came to know the status of your credit card application as dispatched, you must have received the Airway Bill number (courier reference number) to your registered mobile number.
You can track the status of the shipment using the Airway Bill number (AWB) by visiting the courier websites given below:
BLUE DART – www.bluedart.com
SPEED POST – www.indiapost.gov.in
DHL – http://www.dhl.co.in
How long it will take to receive the IOB Credit Card?
Your application will be processed in 7 to 10 business days and You’ll receive your IOB credit card within 10 to 15 working days to your registered mailing address after the approval of your card application.
Conclusion
In this article, you have learned How to Check Indian Overseas Bank (IOB) Credit Card Application Status. I hope you will be able to check IOB credit card status easily now.
Make sure you get an update on your credit card application status until you receive it. if there is any issue or you have any doubts you can call the bank customer care number or the courier company if the card is dispatched.
FAQs
You can call IOB Bank credit card customer care number 1800 425 7744 |1800 890 4445 | 1800 425 4445, Request to check your card status, verify your details, provide your Application Number to the executive, and know your application status.
IOB credit card customer care number = 1800 425 7744
AWB or Air-Way Bill number is the number that is sent to the credit card applicant registered mobile number after the credit card is dispatched. Using the number, the applicant can track the shipment of the credit card.
