Indian Overseas Bank (IOB) is one of the banks with the main objectives of specializing in foreign exchange business in banking to take the Bank across the globe. In India, IOB provides various digital services to its customers to make their work easy. One of them is to check the balance in an easy and fast way. In this article, we will focus on How to Check Indian Overseas Bank Balance in an easy and fast way?
Like to start anything there is some requirement you need to fulfill, same with the balance check as well. fulfill below mandatory things and check the IOB account balance easily.
Contents
Requirements to Check Indian Overseas Bank Balance
- One should have an account in IOB.
- Your Mobile Number must be registered with your bank account.
- Mobile Number should have an active SMS plan to send or receive an SMS.
Indian Overseas Bank Balance Check Missed Call Number
When all the sectors are moving to digitization why bank sector should behind in this? IOB also moved to digital by providing Missed call service facility through which you can know your account balance anywhere, anytime, just by giving a missed call.
IOB Balance Check Missed Call Toll-Free Number – 044422 20004
Dial the above toll-free number from your registered mobile number. The call will automatically disconnect after one ring. The customer will then receive an SMS giving the last four digits of the account and the current balance of that account.
Indian Overseas Bank Balance Check through SMS
To get an IOB account balance by SMS you should register first for Mobile Banking Services.
Visit any nearest IOB branch and register your Mobile Number for Mobile banking or Login into Net banking and register for mobile banking.
After Successful Registration send an SMS in the below format to 84240 22122
| Description | SMS Format |
|---|---|
| Balance enquiry | BAL<space>last 4 digits of Account Number e.g: BAL 9876 |
| Mini Statement | MINI<space>last 4 digits of Account Number e.g: MINI 9876 |
| Get your MMID | MMID |
Indian Overseas Bank Balance Check through Customer Care
IOB Customers can call their customer care department in order to know their bank account balance.
Indian Overseas Bank Balance enquiry Customer Care toll-free number :
1800 890 4445 | 1800 425 4445
Dial the above Toll-Free Number and follow instructions given by the IVRS system and get your bank balance on a call.
Indian Overseas Bank Balance Enquiry Online Using Internet Banking
If you have access to the Indian Overseas Bank Net Banking facility, just log in to your net banking account using your User ID & Password, and check the balance easily on the home page.
Customers can do Indian Overseas Bank Net Banking Registration online in order to access it. you do not need to visit the bank. Register online and enjoy IOB Net Banking services.
Indian Overseas Bank Balance Check through Mobile App
To use this facility, your mobile number must register with your bank account. if it is already registered then you can download the IOBMobile App to your phone.
First-time users, register using your 15 digit Account Number or Customer ID Number. you can register using Indian Overseas Bank Net Banking User ID, Password, and ATM Card.
Once Registration is done successfully you can use this app to check account balance, fund transfer, checking transaction details, Account details, and statements, etc.
Check IOB Account Balance Using UPI
You can register your Indian Overseas Bank account to any of the UPI-enabled mobile apps like Google Pay, BHIM, PhonePe, Paytm.
After registering just go to your linked account and click on that. next click on the tab view account balance, enter your UPI PIN and your bank account balance is on the screen.
Check IOB Account Balance by Visiting ATM
Visit any ATM Center nearby and follow the steps below in order to check the balance.
Insert your Debit ATM card to ATM Machine-–> select language -–> Enter 4 digit PIN number -–> Choose the option balance inquiry -–> select type of account (Current or savings) –> View your balance on the screen.
Know IOB Account Balance using Bank Passbook
You can know your account balance using a passbook as well, by visiting your nearest IOB bank branch.
If you find Passbook Printing Kiosk Machine in your bank branch, scan the barcode present on the passbook, insert your passbook, and update it easily.
If not, Request bank officials to update your bank passbook. once updation is done you can check your latest account balance along with all the transaction details in the passbook.
Conclusion
You have learned the various ways to check IOB Account balance. The easiest way to check in is through missed calls. I hope you will be able to check the IOB balance without any issues.
However, if you find any difficulty or any questions do ask in the below comment section. I will be certainly happy to answer them.
FAQs
1: Where I can find my IOB 15 digit Account Number?
You can easily find your account number on your passbook front page. If you have access to Mobile or Internet Banking you can find it there also.
If you do not have a passbook, Mobile, and Internet Banking visit your bank branch with Identity proof and know your account number.
2: How Can I get Indian Overseas Bank (IOB) mini statement?
First of all In order to access mobile banking services, Register your mobile number for Mobile banking either through a branch or Internet Banking.
After Successful Registration send an SMS in the below format to 84240 22122
MINI<space>last 4 digit Account Number for example : MINI 9876
3: What is the Indian Overseas Bank (IOB) balance check toll-free number 2021?
Indian Overseas Bank (IOB) balance check toll-free number 2021 – 044422 20004
