If you are a customer of RBL Bank and you are using its credit card for the last 1 year. Now you have decided to increase your card limit. How you will do that? Today in this article you will get an answer to the question How to Increase my RBL Credit Card Limit Online | RBL Bank Credit Card Limit Check?
We will also discuss how you can check your RBL Bank credit card limit.
RBL Bank offers various credit cards based on customer requirements. each card has its own limit. Now the question is how the limit is decided, read further to get the answer…
How Credit Limit is Determined on a Credit Card?
- The applicant’s income.
- Age of the person.
- Any loans or liabilities or EMIs attached to the applicant.
- The repayment capacity of the applicant.
- The Credit History of the person.
- The Credit Score or Credit Rating of the applicant.
- The type of credit card that is issued.
Advantage of Higher Credit Limit
- Larger Purchases
- Greater Spending Power. The more you spend the more Reward points you get. later you can redeem those points.
- Easy to get loans
- A higher credit limit can help you to tackle the emergencies like medical, hotel booking, flight booking when you are travelling abroad.
- You can get extra benefits like access to airport lounges, higher discounts, free movie tickets, among other things.
- No need to manage multiple credit cards.
- You can improve your credit score as well.
Eligibility Criteria to Increase RBL Bank Credit Card Limit
- The card should be active.
- Paymet for EMIs should be always done on time.
- Cards should be more than 6 months since the issuance.
- Your KYC must be completed.
Documents required to be submitted to Increase RBL Bank Credit Card Limit
- The latest copy of your Individual Income Tax Return along with income computation details.
- Your salary certificate or Recenet payslips of the last two months.
How to Check RBL Bank Credit Card Limit by Calling Customer Care
You can call the RBL Bank Credit Card customer care number and check your card limit.
- Dial RBL credit card customer care number 91 22 6232 7777 , 91 22 7119 0900 (SuperCard Helpline).
- Follow the IVRS call, enter your card number, and know the limit.
You can also check your RBL bank credit card limit through Mobile and Internet Banking.
How to Check RBL Bank Credit Card Limit through Whats App
RBL provides an easy way to check your credit card limit using Whats App. follow the steps below.
- Add the RBL Bank official WhatsApp number 84335 98888 to your contact.
- Type and Send Hi RBL to the above number from your registered mobile number.
- A List of services will appear on the screen.
- Enter the number and send which says Credit Card Limit Check on the screen.
- Your RBL credit card limit will be displayed on the screen.
How to Check & Increase RBL Bank Credit Card Limit Online through Mobile App
It refers to a pre-qualified offer for an increase in credit limit for your credit card. If the bank finds you eligible for an increase in limit then the increase limit option will appear on the Mobile App.
Follow the steps to increase the limit using RBL Mobile App.
- Download and Install RBL MoBank App on your phone.
- Register and Log in using your MPIN or using Fingerprint.
- Once you log in successfully, you will see your current Credit card limit on the screen. click on the tab Exclusive Facilities at the bottom of the home page.
- On the next screen you will see the option Increase your credit Limit on the top of the page. click on the option.
- Next screen you will see your enhanced credit card limit on the screen. slide the button right completely to avail the full credit limit as shown on the screen. click on the Confirm button.
- Once you click on the Confirm button, you will see a message on the screen saying Your Credit Limit has been Increased.
How to Increase RBL Bank Credit Card Limit through Missed Call
You can give a missed call to the RBL Credit Limit Increase number 070459 06908 from your registered mobile number to increase your card limit.
RBL Bank Credit Card Limit Increase Missed Call Number – 070459 06908
The call will be automatically disconnected within few seconds and you will get a message from RBL Bank saying you will receive a confirmation within 2 working days about the limit increase.
Increase Your RBL Bank Credit Limit by Visiting Bank Branch
You can visit the bank’s home branch to place your request to enhance your credit limit. make sure you carry the above-required documents along with you.
The bank officials will check all the required documents and if they find you eligible, your request will be accepted and the card limit will be increased within 7 -10 working days.
You will get a message to your registered email ID/Mobile number once the limit is increased.
In this article, you have learned How to Increase my RBL Credit Card Limit Online | RBL Bank Credit Card Limit Check. I hope your doubt regarding the RBL Bank credit limit Increase is cleared.
Make sure you increase your credit card limit if you have a genuine and strong reason, not just to spend more on luxury things otherwise it will create a financial burden on you.
If you have any questions related to the RBL Bank credit card limit increase, contact the customer care department and they will assist you.
Give a missed call to the RBL Credit Limit Increase number 070459 06908 from your registered mobile number to increase your card limit
The Bank will Intimate you about the credit card limit increase by email, SMS, or phone call. The bank will also notify you if your application for a credit limit increase is rejected.
a. Add the RBL Bank official WhatsApp number 84335 98888 to your contact.
b. Type and Send Hi RBL to the above number from your registered mobile number.
c. A list of services will appear on the screen.
d. Enter the number and send which says Credit Card Limit Check on the screen.
e. Your RBL credit card limit will be displayed on the screen.