Plenti Reviews: Plenti Green Loan | Plenti Solar Loan

Plenti Green loan, Plenti solar loan, Plenti Investing, Plenti loans contact number, how to apply, eligibility criteria & requirements

Plenti is an online loan provider platform for the citizens of Australia. If you are going to start any business or you have any great ideas that need to be financed, Plenti can be beneficial to you.

Since the process is online the loan is approved also very fast and as soon as your loan is approved you can get the funds within 48 hours.

You need not visit the bank many times to complete the documentation process, instead, your documents can be verified online.

It has provided a loan of $1 billion to the people of Australia for various needs like Home improvements, Debt Consolidation, New & Use vehicle purchases, etc.

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Types of Loans Plenti Offers

Plenti offers various types of loans as mentioned below.

Personal loans
Debt Consolidation loans
Car loans
Home Renovation loans
Green loans

It also offers the facility to invest in personal loans, green loans and earn income from that. we will discuss here all this. let’s start with Green Loans…

Plenti Green Loan

A green loan you can consider as taking small steps today and tomorrow will be better for sure by making a positive change to your home.

As the name explains itself this loan is being offered by Plenti for purchasing and installing approved clean energy products accessories which can help the society, country world to go green like Solar Panel and home batteries, Solar pool heating units, Air source heat pumps, etc.

The green improvements you can choose because they’re either more energy efficient than standard alternatives, or they improve the energy efficiency of your home. So you get what you want as well and also help the planet which is too good.

Features Of Plenti Green Loan

The best things about green loan is you are contributing to the go green concept. reducing carbon foot print from the planet to some extent.

Green Loan can help you to reduce your energy bills.

Plenti green loan starts from 6.99% p.a (comparision rate 7.90 P.a).

The loan repayment term range from a minimum 3 years to maximum of 7 years.

Plenti offers green loan from $2001 to $45000.

Getting a Plenti Green loan quote won’t impact your credit score.

Most loans are approved and money will be deposited to your bank account within 48 hours.

Green loan application process is completly online and it will take only 10 minutes to finish the application.

The fund will be deposited into your bank account within 48 hours.

Plenti Green Loan Eligibility & Requirements

Be 21 years or older.

You must be an Australian citizen or permanent resident.

You should have a steady source of income. Income proof is needed.

You have a good credit history.

Your income must be greater than $20000 per annum.

Documents you may need to provide:

Your photo ID documents such as your Australian driver’s license and passport.

Details of your current and previous (if applicable) employer.

Details of your income, assets, expenses and liabilities.

If you are self employed you need to show most recent individual tax return and the corresponding notice of assessment from the Australian Taxation Office.

last 3 months bank statements.

How to Apply for a Green Loan with Plenti?

Visit Plenti official website and click on Get your rate below the personal loan option on the home page.

On the next page Enter the amount you would like to finance (amount should be between $2001 to $45000), Enter your name ,date of birth, Mobile number, your home address, answer to the questions years at address, Home Ownership, fill your income & employment details, give your consent and click on the button Calculate your Rate Estimate.

You will get your rates on the screen. If you are satisfied with the rates and loan amount being offered to you, apply for the Green loan.

After approval, you need to verify your identity, connect your online banking to verify your income and expenses and some additional information based on your loan purpose is required.

Once the verification process is finished, the amount will be deposited in your bank account within 48 hours.

Plenti Green Loan Interest Rates & Fees

Plenti green loan repayment terms range from a minimum of 3 years to a maximum of 7 years. Interest rates start from 6.99% p.a. (comparison rate 7.90% p.a.).

How Plenti Green Loan Repayment Works?

All scheduled loan repayments will be done from the accounts you have nominated for your direct debits.

It means Your regular scheduled payments will be automatically withdrawn from your bank account when your payments are due so you need not worry about missing a payment.

Plenti Car Loan

The name itself is defining the real meaning. It is the loan which you take to either buy a new car or a used car, depending on you.

Plenti offers you to shop for a car using finance instead of your savings. Car loans are a great way to buy a car on your terms by avoiding a big lump sum altogether, instead of spreading the cost over monthly repayments.

Features Of Plenti Car Loan

Car loan interest rates range from 4.89% p.a to to 9.99% p.a.(comparison rate 5.44% to 10.56% p.a.).

It offers Personalised interest rates based on your credit history/credit profile.

The Car loan repayment term range from a minimum 3 years to maximum of 7 years.

You can pay out your loan early in full or make additional lump sum payments during the life of your loan with no extra fees or penalties. you can save interest as well doing early repayments.

Plenti offer secure or unsecured personal loan from $10001 to $100000.

Plenti Car Loan Eligibility & Requirements

Be 21 years or older.

You must be an Australian citizen or permanent resident.

You should have a steady source of income. Income proof is needed.

You have a good credit history.

Your gross income is greater than or equal to $25000 per annum.

Documents that you may need to apply for a loan

Your photo ID documents such as your Australian driver’s license and passport.

Details of your current and previous (if applicable) employer.

Details of your income, assets, expenses and liabilities.

If you are self employed you need to show most recent individual tax return and the corresponding notice of assessment from the Australian Taxation Office.

last 3 months bank statements.

Ready with all the requirements and documents? if yes, you are only one step away to apply now for a car loan. let’s check out the procedure.

How to Apply for a Car Loan with Plenti?

Visit Plenti official website and click on Get your rate below the personal loan option on the home page.

On the next page Enter the amount you would like to borrow, enter your car details, next, enter your name ,date of birth, Mobile number, your home address, answer to the questions years at address, Home Ownership, fill your income & employment status, give your consent and click on the button Get Your rate.

You will see your offered interest rate and the loan amount on the screen. if you are satisfied finalize the loan.

Once loan is pre-approved you can arrange your purchase and complete the settlement process online.

After finalizing everything you will get the amount transferred to your account within two days.

Plenti Car Loan Interest Rates & Fees

Plenti secured car loans are available from 3 years to 7 years. Car loan interest rates range from 4.89% p.a. (comparison rate 5.44% p.a.) to 9.99% p.a. (comparison rate 10.56% p.a.).

Lots of fees are associated with the car loan like Government stamp duty and on-road costs, Late payment fees, Break costs or early termination fees, Deferred establishment fees, Broker fees, etc.

Other fees may be applied. make sure to check all the fees & charges with the lender to have a clear picture of the loan.

How Plenti Car Loan Repayment Works?

All scheduled loan repayments will be done from the accounts you have nominated for your direct debits.

It means your regular scheduled payments will be automatically withdrawn from your bank account when your payments are due so you need not worry about missing a payment.

Plenti Investing

It provides a facility to put your interest in work by investing in consumer loans to creditworthy borrowers. you can earn interest up to 6.5% depending on the investment term.

Using the Plenti platform you can match a portfolio of consumer loans to creditworthy borrowers from across Australia.

Features of Plenti Investing

You will get the benefit of compounding by automatically reinvesting your principal and interest.

Start with an investment from $10.

Flexible investment terms are available from 1 month – 7 years.

Plenti providers an opportunity to earn stable, attractive returns offered by investing in personal loans, car loans and green loans.

When borrowers repay their loans, you will receive regular payments which you can choose to automatically reinvest.

Plenti Investment Terms

Investment Terms	Earn Interest
1 month	You can earn up to 4.3% p.a. by Investing for an indicative 1-month term with monthly principal and interest repayments.
3 years	Earn up to 5.4% p.a. by Investing for an indicative 3-year term with monthly principal and interest repayments.
5 years	Earn up to 6.5% p.a. by Investing for an indicative 5-year term with monthly principal and interest repayments.

How to Invest in Loans with Plenti?

Download the Plenti app and log into your account.

Transfer in funds and start investing in loans.

Conclusion

In this post, we have done Plenti Reviews: Plenti Green Loan | Plenti Solar Loan | Plenti Investing.

Loans always come with charges & fees. It is very important to know all the upfront and hidden charges when you take a loan from Plenti, otherwise, you will end up paying more interest.

You are always free to choose other available platforms in the market which provide loans.

Investment is always subjected to market risk. you must read all the documents carefully before investing in a Plenti loan.

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FAQs

1: Where to contact if there is any question about Plenti investing?

you can send an email at contact@plenti.com.au.

2: What is Plenti’s Customer care contact number?

Plenti Customer Support Contact Number = 1300 768 710