How to Use Google Pay Mobile App

Digital technology has changed our lives to a great extent. Google Pay is also is a part of digital technology. to make the transaction faster Google introduced the google Pay Mobile app which is very simple to use. In this article, we will discuss How to Use Google Pay Mobile App in detail?

Not only you will learn how to use GPay but other important things as well like how to transfer money, how to add a bank account etc.

Let’s start with the definition of google pay…

What is Google Pay App

Google Pay or GPay is a digital online payment system developed by Google. It is a fast, simple, and effective way to manage your money. you can keep track of the money you spent or transferred to anyone.

Features of Google Pay Mobile App

There are various features of Google Pay App. you can find them below.

  • Money transfer can be done instantly. The transaction is done either through a mobile number or UPI ID ( Virtual Payment Address or VPA).
  • You can pay your utility bill, Insurance bill, etc. using this App. you can also do mobile recharge, DTH recharge using this App.
  • Every rupee transaction can be tracked in the Google Pay App.
  • Google Pay provides scratch cards on the money spent or transferred and the cashback or rewards amount directly credited to your linked bank account.
  • It also provides your Coupon Code which you can redeem easily.
Read Also What is my UPI ID? How to find UPI ID in Payments App?

How does Google Pay Work

The working procedure of google pay is quite easy and simple. you have to link your Bank Account with Google Pay and have to create a UPI PIN in order to use it.

Google Pay provides the facility to transfer the money directly to the linked bank account, not to any money wallet.

Select the beneficiary mobile number, enter the desired amount, Enter UPI PIN and you are done with the money transfer.

How to Register with Google Pay App

Make sure your registered mobile number with the bank is inserted into your phone. Also, keep an active SMS plan in order to send or receive an SMS.

Now, follow the steps below in order to register on Google Pay successfully.

  • Download and install Google Pay to your Mobile phone.
  • Launch or Open the App and select your preferred language.
  • Enter your phone number and allow the permission to the App.
  • An OTP will be sent to your mobile number to verify.
  • Once the OTP is verified you need t set up your Bank Account for fund transfer.

How to register Bank account in Google Pay

  • Open Google Pay and click on your Profile on the top right hand side.
  • Now Click on the option Add bank account.
  • Select your Bank From the list.
  • App will verify your mobile number linked with the selected bank account.
  • once your mobile number is verified you need to enter ATM card details like card number, expiry date, ATM PIN, and proceed.
  • One everything is verified you can use Google Pay App to transfer funds.

How to transfer money from google pay mobile App

Follow the Steps below in order to transfer the fund using Google Pay mobile app.

  1. Open Google Pay on your mobile Phone.

  2. Login using PIN, Password or lock pattern.

  3. Click on the below New Payment tab and on the next screen, you can search contact you want to send the amount.

  4. Select the appeared contact details and you will be redirected to the payment screen.

  5. On this screen click on the Pay button and Enter the Amount.

  6. Once you entered the amount hit the Pay button.

  7. Finally you need to enter your UPI PIN in order to complete the fund transfer process.

  8. Once the fund is transferred successfully you will get the confirmation message on the screen.

How to transfer money between own accounts in google pay

In order to do self-transfer make sure your all bank accounts are linked with Google Pay. For example, If you want to transfer from your SBI bank account to ICICI bank account, both the banks must be added in Google Pay.

The transfer of money from one account to another account of yours using Google Pay is very simple. just follow the steps below and transfer.

  • Open Google Pay on your mobile Phone.
  • Login using PIN, Password or lock pattern.
  • Click on the below New Payment tab and on the next screen select the option Self transfer.
  • Now “Select the bank account to transfer from” and “bank account to transfer to.” check the respective box and click on the Next button.
  • Enter the Amount you want to transfer and click on the arrow button.
  • After entering the aunt you will see Transfer from an account and Transfer to the account screen. Click on Transfer now button.
  • Enter your UPI PIN to finish the transaction successfully.

How to Check account balance in Google Pay

GPay made it very simple to keep track of your bank account balance. follow the steps below to check your bank account balance using Google Pay.

  • Open Google Pay on your mobile Phone.
  • Login using PIN, Password or lock pattern.
  • Once you log in successfully scroll the screen towards the bottom and you will see the View account balance option. click on that.
  • On the next screen select your bank account and enter UPI PIN to know your account balance.
  • In a few seconds your account balance will be displayed on the screen.

How to delete google pay account

Follow the bellow simple steps and close or delete your google Pay account.

  • Open Google Pay on your mobile Phone and Login using PIN, Password or lock pattern.
  • Click on your profile photo on the top right hand side of the dashboard.
  • Scroll down a bit and click on the option Settings.
  • On the next page tap on the Close account option. Next click on the Close account link.
  • Once you close your account Google pay will delink your bank accounts.
  • Now Uninstall Google pay from your phone.


In this guide, we have learned how to Use Google Pay Mobile App for Payment transfer to self and to any other bank account and other important topics. I hope you are clear with the above information.

If you have any doubts or questions related to this information, ask in the below comment section. I will be happy to answer them.


1: What is google pay India customer care number?

You can call GPay customer care number toll free at: 1800-419-0157.

2: What is Google Pay daily limit or transaction limit?

You can send Rs.1 lakh in a day across all UPI apps. Also you can not send money more than 10 times in one day across all UPI apps.

3: What is the max amount I can transfer through google pay?

You can transfer up to Rs. 1 lakh across all UPI apps.

4: I am transferring less than Rs. 1 lakh but I am not able to transfer. why?

It is so because Your bank might have its own limits on how much you can send or receive in a day. Call your respective bank customer care number to how the transfer limit per day.

5: Google pay is which country app?

It is developed by the google company located in USA (United States of America).

6: Is google pay safe or not?

Yes, using the google pay mobile app to transfer money is safe. first of all because of trust in google.

Google uses the best Artificial intelligence and fraud prevention technology in order to identify any unauthorized transactions.

It protects our transactions by providing two-layer of security, the first layer is to unlock the payment application and the second layer (UPI PIN) is needed to complete the payment process.

Categories UPI

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