How to Get a Loan from Navi Mobile App Online | Navi App Instant Personal Loan

In this digital world, the services are moving fast on the mobile app like now banks are providing almost all the services online, you do not have to visit the branch. Similarly many mobile apps have been launched that provides loan digitally through their apps. In this article, we will discuss How to Get a Loan from Navi Mobile App Online | Navi App Instant Personal Loan?

If you are looking for a personal loan instantly you can get it from Navi Mobile App. It offers a personal loan of up to Rs. 5 lakhs depending on the customer’s requirement.

The application process for the loan is completely online and after approval, the amount is instantly transferred to the bank account.

Navi App is a platform providing the loan transactions between the borrowers and the Navi Finserv Private Limited, an NBFC registered with the RBI.

What is a Personal Loan?

A personal loan is a loan that allows you to get funds for your personal and business requirements. A personal loan is an unsecured loan that you can avail of without mortgaging any assets.

Features of Navi Loan App

  • Instant loan Approval
  • Online KYC
  • Minimal Documentation
  • The application process is completely online
  • Loans from RBI certified NBFCs/Banks are made available to the customers.
  • Money will be transferred instantly to your bank account after appproval.
  • Flexible loan tenures (90 days to 36 months)
  • Loan amount from Rs. 10,000 to Rs. 500,000 is available
  • Interest rates applicable from 18% to 36% per annum

Eligibility Criteria to get a personal Loan from Navi App

  • Applicant should be Indian Resident.
  • Your age should above 18 years.
  • You should either be salaried or self-employed.
  • There is a minimum income which you should earn every month to qualify for the loan.
  • Your credit score should be at least 650 to apply for the loan.

Documents Required to Apply for the Personal Loan

  • PAN Card
  • Address Proof
  • A Selfie

How to apply for a personal loan through Navi App Online?

Follow the steps below to apply for a loan from the Navi Mobile app.

  • Download and install Navi – Instant Personal and Home Loans to your phone.
  • Give the permission to the app by clicking on the Continue button and then click on the Allow button.
  • On the next screen enter your mobile number and click on the Get OTP button. OTP will be automatically verified by the App.
  • Once your OTP is verified successfully on the next page you will see the option to apply for Perosnal Loan and Home Loan. we need personal loan, so click on the button Apply just below the personal loan.
  • On the new screen enter your Full name as per the PAN Card, Choose your Marital Status and click on the Next button.
  • Now select Employment type from the drop-down, Type your Monthly Income and click on the Next button.
  • Now select Your Industry, Purpose of Loan, minimum education qualification from the drop-down and click on the Next button.
  • On the next screen enter your PAN Card Number, Date of Birth, PIN Code of Current Residence, check the box I confirm and click on the Submit Application button.
  • The system will process your application and will show within few seconds if you are eligible for the loan or not.
  • Once your loan is approved you will see the approved amount and all the details on the screen. you can choose the EMI based on your choice. click on the Next button.
  • On the next screen you have to take a Selfie and also have to enter your Aadhaar number for on the Aadhaar option and verify the details via OTP your reeived to your Mobile number linked with your Aadhaar. Check your address if it updated in Aadhaar. If not choose No option an enter your current address. click on the Next button.
  • Now Enter your bank details like bank name, accout number, IFSC Code and click on the Confirm button.
  • The App will verify your bank account by sending Rs. 1 to your account. Now you need to click on Set up Auto Debit. you will see your loan details agreement on the screen. select your Account type, check the confirmation box and click on the Submit button.
  • On the next screen check the details and click on the Proceed button, the app will redirect you to the selected bank net banking portal, login to your bank portal net banking, check the confirmation box and click on the Approve Mandate button, Now you need to enter your net banking User ID and transaction password to create mandate successfully. you will see successful manadate creation on the screen.
  • Now you loan agreement will be displayed on the screen, verify it carefully, accept terms & conditions and then click on the button Get Loan. within few seconds your approved loan amount will be credited to your provided bank account. You will see your monthly EMI payment as well.

We have discussed step by step process to apply and get a personal loan from Navi Mobile App.

The personal loan interest rate ranges from 18 to 36% based on the tenure chosen by the customer.

Navi App Loan Email
Navi App Registered addressNavi,
3rd Floor, Salarpuria Business Center, 93, 5th A Block, Koramangala
Bangalore – 560095
Navi Loan App Customer Care Number9180108 33333


In this article, you have learned How to Get a Loan from Navi Mobile App Online | Navi App Instant Personal Loan. I hope you will find get the loan easily using this app for your personal requirement.

If you have any queries or doubts about the information, you may ask in the comment section below. I will be happy to answer them.

Read Also


1: What is the Navi loan app customer care helpline number?

Navi loan app customer care number – 9180108 33333

2: Is Navi loan App safe?

Yes, this app is safe for applying and getting a loan. Navi lending partner is Navi Finserv Private Limited, an NBFC registered with the RBI.

3: What is the processing fee of the personal loan from the Navi mobile app?

The processing fees on mobile loans are 2.5% (Minimum Rs.500 and Maximum Rs. 5,000).

4:What is the minimum personal loan amount I can borrow from Navi App?

Minimum Amount – Rs. 10000
Maximum Amount – Rs. 5 lakhs

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