Fair go finance bad credit loans, how to apply, loan eligibility & requirements, fair go finance bad credit interest rate & fees, customer care details
If you are trying to get a loan from a bank or financial institution and you are not getting it, because of your bad credit score. Just Relax as we have a solution to this problem. Today we will go through Fair Go Finance Bad Credit Loans | How to Apply for a Fair Go Bad Credit Loan Online
Bad Credit Loans may sound like something bad which is not true. It is just like a cash loan for people who have bad credit.
But now, If you have a bad or poor credit history, you no need to worry, Fair Go Finance can offer you a loan up to a certain extent.
|Loan App Name||Fair Go Finance|
|Type of Loan||Bad Credit Loans|
|Loan Amount||$300 to $1000 (depending on your financial health)|
|Loan Tenure||1 month to 24 months|
|Interest Rate||17.20% p.a to 29.90% p.a|
|Establishment Fee||$0 to $771, depending on the approved loan amount|
Before discussing more Fair Go Finance bad credit loans everyone should know what are the reasons you have a bad credit score. see below points for clarification.
Possible Reasons for Bad Credit Score
- You defaulted on a loan.
- You forgot or did not pay your credit card bill.
- You have filed for bankruptcy.
- You are not paying your EMIs or credit card loan on time.
Features of Fair Go Finance Bad Credit Loans
- Fair Go Finance offers Bad credit loans from $300 to $10000 depends on your credit health.
- At fair go finance the bad credit interest ranges from 17.20% p.a to 29.90% p.a (Comparison rates from 39.61% p.a. – 73.06% p.a.).
- The loan repayment term will be from 1 month to 24 months.
- The Interest rate will be high due to your poor credit score and risk involved with it.
- You will receive the bad credit loan amount to your bank account within 24 to 48 hours.
Fair Go Finance Bad Credit Loans Eligibility & Requirements
- You must have 18 years of age or over.
- Living in Australia (citizen, permanent resident, on a working visa or sponsorship visa).
- You must not entered into bankruptcy or part 9 agreement within the last 6 months.
- Employed on a casual, part-time or full time basis
- Your weekly income should be more than $500.
- Your income is not solely from Centrelink.
Documents you may need to provide for Fair Go Bad Credit Loans.
- Your photo ID documents such as your Australian driver’s license and passport.
- Details of your current and previous (if applicable) employer.
- Details of your income, assets, expenses and liabilities.
- If you are self employed you need to show most recent individual tax return and the corresponding notice of assessment from the Australian Taxation Office.
- last 3 months bank statements.
How to Apply for a Bad Credit Loans with Fair Go Finance?
- Visit Fair Go Finance official website and click on the button Apply Here on the top right-hand side.
- Click on New Customers if you are new to Fair go loan, else click on Existing customers option. Once you click on new customers anew will open.
- Now you need to select Loan type as personal Loan, reason of the loan, loan amount (should be greater than $300), enter your personal details like name, DOB, Email ID, Phone number and click on the Go button.
- Next, you need to verify your identity, connect your online banking to verify your income and expenses and some additional information based on your loan purpose is required.
- A loan specialist will be in touch In case the system fails to give preliminary assessment or your rates and amount outcome on your screen.
- If your loan is approved and you would like to proceed, simply accept by electronically signing in the contract using an SMS code sent to your mobile phone.
- Once everything is settled, the funds will be transferred to your bank account within minutes.
How Does a Fair Go Bad Credit Application Process Work?
- Apply Online: Complete the Online loan application process by sharing basic information about your income, employment, personal details, address etc. It wil not take more than 6 minutes.
- Lending Decision: Once the application process is completed, Fair Go Finance will process your application and provide you a lending decision quickly.
- Accept Offer: Once approved, accept your offer by electronically signing with a secure SMS code sent to your mobile. sign your loan agreement as well.
- Get Funds: After accepting & signing the loan agreements, you will receive cash to your linked bank account via Direct deposit within 24 to 48 hours.
Fair Go Finance Bad Credit Interest Rate & Fees
- Interest Rate: At Fair Go Finacne, the Bad Credit loans interest rates range from 17.20% p.a to 29.90% p.a (Comparison rates from 39.61% p.a. – 73.06% p.a.).
- Establishment Fee: The establishment fee or application fee varies from $0 to $771, depends on the approved loan amount.
- Monthly Fee: Only applicable when the limit is being used. This is between $0 to $80 per month, depending on your credit score.
- Other Fees: Other fee like repayment per week maye be applicable.
|Types of Charges or Fee||Rate or Payable Amount|
|Interest Rate||Bad Credit loans interest rates range from 17.20% p.a to 29.90% p.a|
|Establishment Fee||The establishment fee or application fee varies from $0 to $771 depending on the approved loan amount.|
|Monthly Fee||This is between $0 to $80 per month, depending on your credit score.|
How Fair Go Finance Bad Credit Loans Repayment Works?
Your regular scheduled payments will be automatically withdrawn from your bank account when your payments are due so you will never have to worry about missing a payment.
It also provides the facility to repay the loan through internet banking, make a debit card payment, make a bank transfer payment, or Electronic Funds Transfer.
Fair Go Finance Contact Details
Fair Go Finance Customer Support Contact Number = 1300 324 746
In this article, we have discussed Fair Go Finance Bad Credit Loans | How to Apply for a Fair Go Bad Credit Loan Online.
It is very good that fair go finance offers bad credit loans to people having poor credit scores however, be ready to pay higher rates of interest due to the risk involved in it.
You can check out other bad credit loan providers which have a competitive interest rate and fits in your budget.
You can always try to improve your credit score as it will help you in the future to get the loans easily.
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- Fair Go Finance Line Of Credit Reviews | How to Apply for Fair Go Line Of Credit
Fixing a bad credit score will no doubt take time. you can not fix it overnight. fair go bad credit cash loans are personalized and structured responsibly, so you are aware that you can manage the repayments, settle your loan and improve your credit score.