OBC (Oriental Bank of Commerce) is an Indian Public sector bank providing its services across India. It was formed in the year 1943 by Rai Bahadur Sohan Lal in Lahore. Currently, its headquarter is in Gurgaon, Haryana. If you have an account in OBC and you are looking to activate internet banking go through this post. In this article, we will learn OBC Net Banking Registration and Login process.
NOTE: On 1st April 2020 Oriental Bank of Commerce (OBC) is merged with the Punjab National Bank (PNB). All the account of OBC has been migrated to PNB.
OBC is having vast network of 2300 plus branches across the country which provides different services too its customers.
In this article, we will also focus on features & benefits, Registration process, Login process, etc. of the oriental bank of commerce (OBC) net banking.
Contents
Oriental Bank of Commerce Net Banking Features and Benefits
Go through below points to know great features of Oriental Bank of Commerce.
- Transfer of funds facility is available within OBC bank account as well as to third party bank through NEFT/RTGS/IMPS.
- Request for Online Debit Card.
- Online PPF account opening, statement and deposit to own PPF account.
- It provides ASBA facility to apply for an IPO.
- Online Aadhaar registration, Registration for e-Statement and E-Mail Id registration for e-statement.
- You can pay Utility bill payments such as Electricity, Telephone, etc. you can even pay your mobile bill, credit card bill.
- Request for a new Cheque Book, Demand Draft is available online.
- You can change transaction password, update User ID etc.
- Almost to all merchant you can pay online while shopping through any e-commerce portal.
| Read Also TMB Net Banking Registration and Login |
Requirements for OBC Net Banking Registration
You need to meet up few mandatory requirements to proceed with OBC net banking registration. find those requirements below.
- Individual should have an account in OBC. you will need account number while registering.
- You must register your mobile number with the bank.
- Mobile number must have an active SMS pack to send or receive SMS.
- Your ATM Debit card should be with you at the time of registration. you will need details.
OBC Net Banking Registration Step by Step
The registration is quite simple if you have all the required things with you as mentioned above. Follow the steps below in order to proceed.
Remember that OBC bank is merged with PNB so you have to register for net banking using PNB official website.
- Visit the official website of PNB Internet Banking and click on Retail Internet Banking.
- Next click on New user? link.
- On the next screen enter the details like Account Number, Date of Birth or PAN Card Number, Choose Registration type. Here I suggest you choose Registration for both Internet and Mobile Banking. Click on Verify button.
- On the next page select Type of facility (View only or view and transaction).
- You will receive an OTP to your Registered mobile number. Enter OTP and click on Continue.
- Now Enter your Debit Card Number and ATM PIN and click on Continue button.
- You will be redirected to a new screen where you need to set up the login and transactional password. Make sure the log-in password and transactional password are not the same.
- Next Check the box I accept terms and conditions and click on the Complete Registration button.
- Once the registration is successfully done a message will be displayed on the screen saying You have been successfully registered for OBC Internet Banking Services.
- Congrats!! you have registered successfully for OBC net banking.
Now that you know how to register for OBC net banking , you must also know how to login for the first time.
How to Login into OBC Net Banking Account
After Successful registration for net banking, you will find it quite simple to login into the Oriental Bank of Commerce (OBC) net banking account. follow the steps below while you log in for the first time.
- Visit the official website of PNB Internet Banking and click on Retail Internet Banking.
- Now Enter your User ID and click on the Continue button. your default User ID is your Customer ID mentioned on the front page of your passbook.
- On the next page enter your Password and click on Log In button.
- Read terms & conditions and click on Agree button on the bottom of the page.
- Next, Enter OTP sent to your Registered Mobile number and click on Continue button.
- On your first login, you will be asked to set seven security questions and answers from a set of fifty questions. Later you need to verify by giving answers to the chosen questions. Now click on Register.
- Now you need to write a Phrase (Write any word or sentence). Also, you need to select an image from the Image Categories drop-down (choose any image from the given options) Check the box I accept the terms & conditions and click on the Update button.
- As soon as you click on the update button your OBC dashboard or home page will open.
Forgot OBC User ID? How to know your OBC User ID?
By default user ID will be your customer ID. if you have your bank passbook you can get customer ID on the front page.
In case you do not have passbook then in order to retrieve your user ID follow the steps below.
- Visit the PNB Internet banking official website and click on the Retail Internet Banking option on the right-hand side.
- On the next page click on the link Know Your User ID.
- Now enter your Account Number, DOB or PAN Card Number and click on Verify Button.
- An OTP will be sent to your registered mobile number. enter that OTP and click on Submit button.
- Once your OTP is verified successfully you will see your User ID on the next screen.
Forgot OBC Net Banking Password? How to Reset It?
Sometimes we forget passwords because we do not use internet banking on a regular basis. In case if you forgot your password and you need to reset it follow the steps below.
- Visit PNB’s official Internet website and click on Retail Internet Banking.
- Enter your user ID and click on the button Continue.
- Now click on the Forgot Password link.
- Enter the details like User ID, Date of birth, or PAN card number and click on Submit button.
- An OTP will be sent to your registered mobile number. Enter that OTP and click on the Continue button.
- On the next screen enter your Debit Card detail like Debit Card Number, Linked Account Number, ATM PIN, and click on the Continue button.
- On the next page, you can see two options Set Internet login password and Set Transaction Password. you need to select both the option and reset the password for both internet banking as well as transaction.
- Next, click on Continue button to finish this process.
- You have successfully reset your OBC net banking password.
Conclusion
You have learned OBC Net Banking Registration and Login process. Also, we have discussed features, how to login, how to reset password & how to get your OBC user ID. I hope you are clear with the above information.
However, if you have any questions regarding the above information you can ask in the below comment section. I will be happy to answer them.
FAQs
1: What is the criteria to set OBC login and transaction password?
The password cannot consist of all the characters as are in your Username. For e.g. If your Username is “John. Cario”, then your password cannot be “John”.
Password should be a combination of alphabets, numbers, and special characters without spaces.
The Password should contain a minimum of 6 characters and a maximum of 28 characters.
OBC Login and transaction Password Example: Jnp@12345, Kotu@987, 12345#Name, &1209Go
2: Oriental Bank Customer care number?
OBC Customer Care toll-free number
0124-4126200 , 0124-4126300 , 1800-102-1235, 1800-180-1235
3: Is OBC internet banking service chargeable?
OBC Bank does not charge for this service. However, operator charges may be applicable.
4: I have already OBC net banking account. how to login to OBC net banking?
If you have 8 digit customer ID add the alphabet “O” at the beginning of your user ID or Customer ID. Password will be the same. for example, if your customer ID is 12345678 then your new customer ID will be O12345678.
If you have 9 digit customer ID no need to add anything. you can login with 9 digits.
Users having customized user ID can login with the same user ID.
