Jammu & Kashmir Bank or J&K Bank is a universal bank in the Union Territories of Jammu & Kashmir and Ladakh. It offers various services to its customers. If you are planning to visit the bank for any banking-related task you must know Jammu & Kashmir Bank Timings – Working Hours & Lunch Time.
In this article, you will know J&K bank working hours, lunchtime, RTGS & NEFT timings. It will help you to visit the bank on time.
Jammu & Kashmir Bank Timings & working hours for customers
- J&K Bank timings can vary from branch to branch.
- Bank working hours are from 10:00 AM to 5:00 PM and Business hours are from 10:00 AM to 4:00 PM.
- Bank will be closed on the second and fourth Saturday of every month.
- J&K Bank working days are from Monday to Friday. However, On the first, third, and fifth Saturday bank timings are as usual from 10:00 AM to 05:00 PM.
- The Bank will remain closed on Sunday and the National Holidays.
| Working Days | Working Time |
|---|---|
| J&K Bank timings on Weekdays (Monday to Friday) | 10:00 AM to 5:00 PM |
| J&K Bank timings on Saturday (1st,3rd, & 5th Saturday of every month) | 10:00 AM to 5:00 PM |
| J&K Bank timings on Saturday (2nd & 4th Saturday of every month) | Closed |
| J&K Bank timings on every Sunday | Closed |
Jammu & Kashmir Bank Lunch Timings
J&K Bank lunch timings are usually between 2:00 PM to 2:30 PM. The lunchtime is the same across all the branches.
| J&K Bank Lunch Time – Between 2:00 PM to 2:30 PM |
Jammu & Kashmir Bank NEFT Timings
From Monday to Friday, the NEFT transfer timings are from 8:00 AM to 6:30 PM, and on the working Saturdays, the NEFT transfer timings are from 8:00 AM to 6:30 PM.
NEFT stands for “National Electronics funds transfer”. It is the facility that helps us to transfer funds from one account to any bank account across the country.
You can transfer funds through NEFT using J&K Bank internet banking and mobile banking as well across 24*7*365.
J&K Bank also provides its customer to transfer funds offline by visiting the bank branch .hence Customers must know the bank NEFT timings.
| NEFT Transfer | J&K Bank timings |
|---|---|
| NEFT (Monday to Friday) | 8:00 AM to 6:30 PM |
| NEFT (1st, 3rd & 5th Saturday) | 8:00 AM to 6:30 PM |
Jammu & Kashmir Bank RTGS Timings
From Monday to Friday, the RTGS transfer timings are from 8:00 AM to 6:30 PM and on the working Saturdays, the RTGS transfer timings are also the same.
you can perform RTGS transaction using Mobile or Internet Banking throughout 24*7*365.
RTGS Stands for “Real Time Gross Settlement”.In RTGS your request to transfer or settle funds is carried out immediately, instead of settling in batches.
RTGS services will be available on working days and 1st, 3rd, and 5th Saturdays of every month. 2nd & 4th Saturday, and Sunday Bank will remain closed.
| RTGS Transfer | J&K Bank timings |
|---|---|
| RTGS (Monday to Friday) | 8:00 AM to 6:30 PM |
| RTGS (1st, 3rd & 5th Saturday) | 8:00 AM to 6:30 PM |
Conclusion
This article helped you to know Jammu & Kashmir Bank Timings: Working Hours & Lunch Time, NEFT & RTGS timings. Make sure you follow the above timings before visiting the bank.
If there are any doubts or questions related to the above information you can ask in the below comment section. I will be happy to answer them.
FAQs
NEFT/RTGS transactions are settled within 2 to 3 hours.
Lunchtime is from 2:00 PM to 2:30 PM across all the branches of J&K bank.
From Monday to Friday, the NEFT/RTGS transfer timings are from 8:00 AM to 6:30 PM, and on the working Saturdays, the NEFT/RTGS transfer timings are also the same.
Bank working hours are from 10:00 AM to 5:00 PM and Business hours are from 10:00 AM to 4:00 PM.
Can any branch close it’s gate and not allow customer to come in bank during lunch time ie from 2:00 to 2:30
No, somebody will be there to help you