How to Get a Loan from Dave Mobile App Online | Dave Loan App Reviews

Taking loans sometimes became necessary due to certain circumstances that one can not imagine. but thanks to the technology and financial institutions that made it possible in an easy way. In this article, you will know How to Get a Loan from Dave Mobile App Online along with Dave Loan App Reviews?

Dave helps to improve your financial health with its breakthrough financial tools.

You might be thinking now how does Dave work? how to take a loan from Dave Mobile App?

After going through the complete article you will get the answer to the above question.

What is Dave Loan App?

Dave is a simple yet powerful mobile loan app in the USA. Dave is an app that provides cash advances to its members to help them avoid bank overdraft charges.

It works in a smart way like instead of starting a bank Dave worked on the basic and small problems like overdraft protection and automated budgeting to millions of loyal members.

Dave has reinvented many other areas of finance, from no-interest cash advances, income creation, un-bounceable checks, and many more.

Dave is having more than 7 million members on its platform using its services.

To qualify for an advance up to $100, you need to link a bank account for Dave to review and debit the funds from. To qualify for up to $200, you need to open a Dave spending account and set up a direct deposit.

Features of Dave Loan App

  • Dave offers $100 for everyone and $200 for Dave Banking members. No interest, no credit checks.
  • Dave provides money when you need the most due to an easy communication between bank and you.
  • You can deposit paychecks, unemployment benefits, stimulus payments, and tax returns directly into Dave Bank.
  • Dave Banking members get this $100 per year service for no charge. It gives you a Debit Card.
  • Dave Banking does not change any hidden fees, no minimum balance fees, and no overdraft fees. Plus, you get access to over 30,000 fee-free ATMs with Money Pass.

Eligibility Criteria to Apply for the Loan at Dave Loan App

  • Valid email address.
  • Money should be always there in your account.
  • You must have regular source of income.
  • Proof of 3 recent deposit pay checks.
  • You must have a debit card.
  • Checking account is mandatory.

Documents Required to Get the Loan from Dave Loan App

  • Your social security number
  • Bank account information
  • Driving license
  • Debit card information
  • Recent salary Slip

How to Get a loan from Dave App | How to borrow money from Dave App

  • Download and install Dave – Banking for humans Mobile App to your phone.
  • Launch the App and click on the button Get Started.
  • Next, Enter your mobile number and create your Dave account.
  • You will get 4 digit code on the number you have entered to verify. Enter the code and then link your debit card and the bank account.
  • Your Debit Card will be verified by the App by withdrawing $0.01 from your account.
  • After creating your account and verifying identity information, the app will start tracking your transactions.
  • After complete verification you will have the option to borrow up to $100 when you need it and get alerts when you overdraw the amount.

How does a Dave Loan App Work?

The Dave loan App is an innovative app that pays advances when there is a need. you can get $100 instantly without any credit history check.

Get a small advance on your next paycheck and then pay Dave back when it arrives. No interest. No credit check.

If you overdraft frequently you can opt for its subscription by paying $1 monthly. you can also earn free membership by making purchases from the stores or referring your friend to signup for this app.

While borrowing money from the Dave app, you can generally receive an Advance within three (3) business days depending on processing times, if you choose to pay the Express Fee delivery will be Advance to you within 8 hours.

The amount of the Express Fee is determined by the amount of your Advance:

Advance AmountExpress Fee
$5.00 or less$1.99
$5.01 to $15.00$2.49
$15.01 to $20.00$2.99
$20.01 to $74.99$3.99
$75.00 to $99.99$4.99
$100 to $200.00$5.99

NOTE: Express Fees and the Subscription Fee are non-refundable.

The fastest one is Express delivery, which will only take 8 hours, but it comes at a $4.99 fee. It goes directly to your debit card.

Standard delivery, which is the second option, will take up to 3 business days and is free of charge. In this case, the funds go to your checking account.

Repayment of your loan can be done on your payday. Dave makes things easier by the auto-debit facility so that you need not remember when you have to pay. make sure to keep the required amount always on your account.

If you already have the money in your account before the loan repayment date, you can pay early as well without any charges.

Other Services Offered by Dave Loan App

Dave offers a variety of services and features. The main services you can find below.

Personal Financial Management Services: – A group of services and features you can subscribe to that can assist you in managing your budget, avoiding overdrafts, finding income opportunities, and more.

Advance Service:– Free advances of funds to help you cover expenses that may cause an overdraft in your bank account and to avoid overdraft fees.

Mobile Banking Services: – A list of services and features exclusive to Dave users that open a Dave demand deposit account (Dave Banking Account) and Dave debit Mastercard (Dave Card). you can view, manage and access your Dave Banking Account and Dave Card. The Dave Banking Account and Dave Card are made available by Evolve Bank & Trust (Evolve), a member of the Federal Deposit Insurance Corporation, in partnership with Dave.

Dave Loan App Mobile Banking Services

The Mobile Banking Services allow you to perform the below functions and transactions on your Dave Banking Account and Dave Card.

  • View your balance and at least the last 90 days of the transaction history.
  • Transfer funds between your Dave Banking Account and Linked Account. This feature is only available if you have a Linked Account with another depository institution.
  • Access the Send a Check service that allows you to send payments to pay your bills and other expenses from your Dave Banking Account.
  • Block your Dave Card if you misplace it to prevent it from being used.
  • Manage your Virtual Dave Card.
  • Update your email address, mailing address and other account-related information.
  • Get live support and customer service through the Mobile App’s chat function.

Fees and Charges

Fee DescriptionFee AmountAdditional Details
Membership Fee$1 per monthDave charges a $1 per month Membership Fee to access our account monitoring and notification services, our budgeting feature, and to maintain an active connection to your external bank account through third-party services.
Fee for Apple Pay, Google Pay, and Debit Card Transfers1% of the amount transferred (per transaction)If you use Google Pay or Apple Pay for your transfer, they may charge their own fees.
Foreign ATM Transaction Fee3% of the transaction amountYou may also be charged a fee by the ATM operator or another third party.

Dave Loan App Rewards Program

Dave offers a rewards program (the Rewards Program) to enable eligible users to receive credits towards Subscription Fees (Rewards).

Dave uses Empyr, Inc. as a service provider to operate this program. Rewards will generally be reflected in the Mobile App 10 days after making a Qualified Purchase at participating merchants.

A Qualified Purchase is a purchase from a participating merchant using your registered card in accordance with the terms of the Offer and this Agreement.

How much money you can borrow from Dave Loan App

Dave allows you to take loans ranging from $5 to $200 depending on the terms & conditions.

To qualify for an advance up to $100, you need to link a bank account for Dave to review and debit the funds from. To qualify for up to $200, you need to open a Dave spending account and set up a direct deposit.

Why to Choose Dave Loan App to get Loan?

1: Ease of Access:- Frictionless access to a variety of products in a few simple steps.

2: Speed-to-Value:- Multiple user-friendly features at your fingertips, and just a few minutes from download to deposit for the advanced product.

3: Data & Technology Driven:- Deep understanding of user behavior over 30B transactions. It uses Machine Learning to deliver fast and inexpensive solutions.

How to Contact Dave Loan App Customer Service

  • Email –
  • Contact Number – 1-844-857-3283
  • Registered Address – Dave Inc.1265 S. Cochran Avenue Los Angeles, CA 90019
Contact TypeEmail/Address/Phone Number
Contact Number1-844-857-3283
Registered AddressDave Inc.
1265 S. Cochran Avenue
Los Angeles, CA 90019

Does Dave Loan App Really Work?

You might be thinking if it is possible to get a loan from Dave App. Is it trustable? Can we apply for the loan from Dave App? and many other questions.

To be honest yes, this app works well and you can trust this. It has more than 10 million members and it’s counting.

Moreover, it is backed by the famous American entrepreneur Mark Cuban. If he trusts and invests in this loan app there must be some strong reason.

Also, it has a rating of over 4.5 on the Google Play store which makes it trustworthy.

Coming to the final verdict about this app is that you can apply for a loan from Dave loan App.


In this article, we have discussed How to Get a Loan from Dave Mobile App Online | Dave Loan App Reviews. I hope the doubts have been cleared related to getting a loan from Dave Loan App.

Dave App mainly works on avoiding overdraft by its automatic alert facility. It does not provide bigger loans hence it is not suitable for bigger expenses.

Read Also


1: What is the dave loan app phone number?

Call the number 1-844-857-3283 in order to get your queries addressed.

2: Does Dave App check Credit score before providing a loan?

No, Dave will not perform a credit check. Credit bureaus do not require this.

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