How to Check Balance in Debit/ATM Card in Mobile

As the technology is improving day by day the services of the banks are also getting more customer-friendly. for most of the things you need not go to the bank in fact you can get those services on your mobile phone the same aspect, we are going to learn here how to check the balance in your Debit/ATM card using mobile?

we will not discuss here for any specific bank. you can use these methods for any of the banks to check balance. the methods are basically through mobile banking, through UPI, missed call banking, SMS banking.

We will explain this in few seconds. but before discussing how to check balance let’s note down the requirement to use this service.

Mandatory things to check account balance in phone

you need to fulfill few requirements in order to proceed with this. below you can find them.

  • Your mobile number must registered with your bank account. this is one of the most required thing.
  • You need Debit/ATM card to use UPI service to check balance.
  • you should know your user ID and Password if you are using mobile banking or internet banking to check balance.
  • your mobile number must have active SMS plan to send and receive SMS as you will get OTP for verification.
  • Make sure you insert your bank registered mobile number to your phone in order to check the balance.
Read Also How to Write an application for a new Bank Passbook

How to check the Debit/ATM Card balance in Mobile

There are various ways to check your account balance on your phone. we will discuss one by one. Double-check if you are meeting above all requirements.

Method 1:How to Check account balance on your phone by a missed call

This is one of the easiest way to get the balance just by giving a missed call to the respective bank number.

Below you will find the list of popular banks with their missed call numbers.

Bank NameMissed Call Number
Axis Bank18004195959
Bank of Baroda (BOB)9223011311
Bank of India (BOI)9015135135
Canara Bank9015483483
HDFC Bank18002703333
ICICI Bank9594612612
Kotak Mahindra Bank18002740110
Punjab National Bank (PNB)18001802222
State Bank of India (SBI)1800112211
Read Also How to Check balance through Missed Call for all Banks

Method 2: How to check account balance on your phone using Mobile App

This is also the best way to check your account balance. Every bank has its mobile app nowadays.

Download, Install the mobile banking app and use your login credentials i.e. user name and password to access it. you can check the balance on the home screen itself.

Method 3: How to check account balance on your phone using SMS

To use this service you need to register for SMS banking for any bank to know the balacne through SMS.

After this you can check with your bank the format of SMS to be sent from your registered mobile number.

Once you have the format send it from your mobile, in few seconds you will receive SMS about your account balance.

Method 4: How to check account balance on your phone using UPI App

UPI brought a revolution in the banking industry. you can check your account balance also very easily.

You need to register if you are using this app the first time. if you are already registered you can log in to this app. Steps to check balance.

  • Log in this app.
  • Select the linked account number on this app.
  • Now click on Check Balance tab.
  • Enter your UPI PIN.
  • On the next screen you will see your account balance.


We have seen how you can check the balance in your Debit/ATM card on mobile in various ways. You can use any of them to know the balance.

If you have any questions regarding balance check, do ask in the comment section below.

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