Cash 4 You Reviews | How To Apply for a Personal Loan with Cash 4 You

Technology plays an important role in the development of any product or service. It can make things easy and fast irrespective of the sectors. the finance sector is also not left out from the implementation of digital technology. this helps a lot in getting the loans faster when we need them. There are many platforms available nowadays that can offer you a loan within a day. Today We will see Cash 4 You Reviews | How To Apply for a Personal Loan with Cash 4 You?

Loan App Name	Cash 4 You
Loan Amount	$120 – $15000
Loan Tenure	12 months to 60 months
Interest Rate	Up to 46.93%

As you know in modern times credit score in having its own importance. you enter your personal information and the lender will quickly let you know if you are eligible or not and for how much based on your credit history.

However, with Cash 4 you, perfect credit is not required. That sounds great, right?

Let’s explore more about the Cash 4 You loan in this post.

What is Cash 4 You?

Cash 4 You is an online and offline loan provider tech company to the citizens of Ontario city in Canada. It has more than 100 stores that are ready to provide a great experience to the customers.

It started in the year 2001 in Ontario, Canada with the aim to provide loan services without any hassle.

Cash 4 You is a Canadian Consumer Finance Association recognized, a fully licensed lender that provides loans to customers across Ontario.

It offers various types of loans such as Installment Loans, Personal loans, Payday Loans, and services like Cheque Cashing and Money transfers.

NOTE: Currently Cash 4 You provide loans to only Ontario Province in Canada.

Cash 4 You Features & Benefits

There are various great features you must know about Cash 4 You. you can find them below.

• You can apply for loan at Cash 4 You both online and Offline.

• It provides both short term and long term loan.

• At Cash 4 You the APR for an installment loan is 46.93%.

• Cash 4 You has their own stores where you can get every loan in cash instantly.

• Most loans are approved within 20 mins. receive funds within 60 minutes with e-transfer or direct deposit to your bank account or cash from store after approval.

• It offers cash loans from $120 – $15000. (Payday loans up to $1500 ,personal loan or Installment loan up to $15000).

• Flexible term of Repayment ranging from 12 to 60 months depends on the borrowed amount.

Cash 4 You Loan Services

• Cash 4 You Installment Personal Loans

• Cash 4 You Payday Personal Loans

• Cash 4 You Cheque Cashing and Money Transfer

Here, we will discuss Cash 4 You personal loans i.e Installment & Payday loans.

Cash 4 You Installment Personal Loans

Installment loan you can choose when you need a large amount of money quickly. It is perfect for a credit cards bill, unexpected emergencies that appeared, or debt re-payment.

Installment loans offer more money than payday loans and allow you to pay your principal and interest back over several payments, rather than all at once.

Cash 4 You offers installment loans up to $15000 based on your income and other qualification requirements, including a credit check.

Installment loans offer more money than payday loans and allow you to pay your principal and interest back over several payments, rather than all at once.

Cash 4 You Installment Loan Requirements

• Be a Ontario province Resident with a valid government ID.

• Be at least 18 years old

• Have a steady source of income

• Have an active bank account

• Active Email ID and Mobile Number

• Social Insurance Number (SIN). It is not mandatory but it can help you to speed up the eligibility for a loan.

• Most recent pay slip (not older than 30 days), or other proof of income.

• A bank statement which shows the last 2 direct deposits from your qualifying income source and the bank account number.

Features of Cash 4 You Installment Loans

• Get a loan ranging from $1000 to a maximum of $15000.

• The loan can be borrowed for a duration of 12 to 60 months.

• You can apply for loan online or at Cash 4 You Store.

• Your loan application can be approved within minutes and you can receive your cash the same day with in-store pickup.

• Perfect credit is not required. It has installment loan available for every types of credits.

How to Apply for Cash 4 You Personal Installment Loan

You can apply for a Cash 4 You loan using 2 methods.

Method 1: Applying Online

• Visit Cash 4 You official website and choose Installment loans on the home page. select your required amount, reason for loan and then click on the Get Money button.

• One pop up window will appear choose Ontario province and click on the Go button.

• On the next page Enter your personal information such as first name, last name, email address, enter your desired password, confirm it once and click on the button Create Account.

• Once your account is created on the next page enter your Income Information and proceed further.

• After filling the income information submit the form and wait for the approval email from cash 4 You.

Method 2: Apply in a Cash 4 You Store

Visit Cash 4 You store nearby in Ontario and fill out the loan application form with the help of executives. Once your loan is approved you can get cash at the same time at the store. find your store by clicking here

How Does a Cash 4 You Personal Installment Loan Work?

• Apply: Complete the installment loan application process with the relevant documents as mentioned above.

• Lending Decision: Once the application process is completed, Cash 4 You will immediately process your application and provide you a lending decision in minutes.

• Sign Documents: If your selected loan amount is approved, review it and sign your loan agreements.

• Get Cash: After signing the loan agreements, you will receive cash from nearby Cash 4 You store or the selected transfer mode.

• Repay Loan Over Time: Depending upon the repaymnt terms your repayment scheduled will be determined, and your loan principal and interest will be scheduled for payments in installments over time between 12 to 60 months.

Cash 4 You Installment Loan Interest Rate

At Cash 4 You the APR (Annual Percentage Rate) for an installment loan is 46.93%. Absolutely no hidden fees.

Cash 4 You do not have any origination fees, closing costs, or prepayment penalties.

How Cash 4 You Installment Loan Repayment Works?

Your regular scheduled payments are automatically withdrawn from your bank account. so you will never have to worry about missing a payment.

Just make sure to maintain a sufficient balance in your bank account on the due date to avoid any NSF (Non-Sufficient funds) penalties or charges.

You can make additional payments at any time at one of the Cash 4 You stores.

Cash 4 You Payday Personal Loans

A Payday is also called a Payday advance or Cash Advance loan. It is a small short-term loan generally paid back around the time of your next paycheque.

A payday loan from cash 4 You is a quick and easy way to get money when you’re having any financial emergency or for upcoming bills.

Get the amount that you need today and pay back the amount borrowed plus a flat fee on your next payday.

Cash 4 You offers payday loans from $120 – $1500.

Cash 4 You Payday Loan Requirements

• Must be a Resident of Ontario, Canada.

• Be 18 years old or older.

• Valid government Photo ID

• An active bank account

• A steady source of income with minimum of $250 per month.

• Most recent pay slip (not older than 30 days), or other proof of income.

• A bank statement which shows the last 2 direct deposits from your qualifying income source and the bank account number.

Features of Cash 4 You Payday Personal Loans

• Get a payday loan up to $1500 within 60 mins if you apply online or instantly if you applied at Cash 4 You store.

• Apply online or at one of the Cash 4 You stores.

• Transparent and flat-rate fees.

• A Cash Advance loan or payday must be repaid by your next payday.

• You can get payday loan in case if you have poor or No credit at all.

How to Apply for Cash 4 You Payday Loan?

You can apply for a Cash 4 You loan using 2 methods.

Method 1: Applying Online

• Visit Cash 4 You official website and choose Installment loans on the home page. select your required amount, reason for loan and then click on the Get Money button.

• One pop up window will appear choose Ontario province and click on the Go button.

• On the next page Enter your personal information such as first name, last name, email address, enter your desired password, confirm it once and click on the button Create Account.

• Once your account is created on the next page enter your Income Information and proceed further.

• After filling the income information submit the form and wait for the approval email from cash 4 You.

Method 2: Apply in a Cash 4 You Store

Visit Cash 4 You store nearby in Ontario and fill out the loan application form with the help of executives. Once your loan is approved you can get cash at the same time at the store. find your store by clicking here

Cash 4 You Payday Loan Interest Rates

The maximum allowable cost of borrowing per $100 borrowed in Ontario is $15. Cash 4 You cost per $100 borrowed is $15.

On a $500 loan for 14 days, the cost of borrowing is $75, with a total repayment amount of $575 and an APR of 391.07%.

How Cash 4 You Payday Loan Repayment Works?

You will need to repay the full principal and fees on your next payday. When your scheduled payment is due, the money will be auto-debited from your bank account.

You have the option to select your repayment method during your online application. you can visit the nearby Cash 4 You store to pay the loan in cash before or on the due date.

Is Cash 4 You Safe and Legit?

Cash 4 You is committed to keeping your personal information confidential and secure. It has comprehensive security controls to protect against the loss, theft, unauthorized access, duplication, and disclosure of your personal information.

As Per its privacy policy page, Cash 4 You Corp. has policies in place that govern the retention of your personal information so it will be kept only for as long as it fulfills its intended purpose or as legally required.

Moreover Cash 4 You is a Canadian Consumer Finance Association recognized, fully licensed lender with 100+ stores serving valued customers across Ontario, Canada.

Cash 4 you are in the loan business for the last 20 years which makes them a trustworthy platform to get the loan.

Cash 4 You User Reviews & Feed Back

• On BBB, Cash 4 You shows a rating of 1.2 out of 5 which is a below average. BBB (Better Business Bureau) also shows only 81 complaints.

• On Trustpilot, there are 8010 reviews about Cash 4 You, out of which 99% say the Cash 4 you services are excellent. a small percentage i.e 1% or less than 1% are not happy with cash 4 you services.

Cash 4 You Customer Service Number

Cash 4 You Phone Number: 1-888-997-2807

To Check Store Details call the Number = 519-742-8558

Cash 4 you Store Opening Time:

Mon = 10.00am – 6.00pm
Tue = 10.00am – 6.00pm
Wed = 10.00am – 6.00pm
Thu = 10.00am – 6.00pm
Fri = 10.00am – 6.00pm
Sat = Closed
Sun = Closed

Cash 4 You Head Office Address = 1253 King Street East Unit #5A, ON, N2G 2N5

Conclusion

In this article, we have done Cash 4 You Reviews | How To Apply for a Personal Loan with Cash 4 You? I hope the information will be useful to you.

Before getting any loan from Cash 4 You, make sure to calculate all the charges or fees is. If you feel the interest or the charges are too high you always have an option.

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• LendingMate Review | How to Apply for a Personal Loan with LendingMate
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