IndusInd Bank is a private sector bank offering a wide range of services for its customers like Debit/Credit Card, Mobile & Internet Banking, Loans, fixed deposits, etc. If you have an IndusInd Bank credit card and you use it on a frequent basis for shopping, you must consider its limit enhancement. In this post, you will learn How to Increase IndusInd Bank Credit Card Limit Online | IndusInd bank credit card limit enhancement?
If you think you are maintaining a good credit history, paying EMIs on time, good CIBIL score you can approach IndusInd Bank and request to increase your card limit.
An increase in the limit will allow you to shop more with the same credit card. The final decision has to be taken by the bank regarding the credit card limit increase.
Contents
Requirements to request the IndusInd Bank to Increase your Card Limit
- You must have credit card and it should be linked to the IndusInd Bank Mobile application.
- Your mobile number must be registered with your bank account.
- Access to Internet banking or mobile banking is needed if you are requesting online.
How to Increase IndusInd Bank Credit Card limit Using IndusMobile App
- Download and install IndusMobile App to your mobile phone.
- Register and login using MPIN or your fingerprint.
- Once you login successfully click on the Menu option (3 parallel lines) on the left hand side and choose Credit Cards.
- On the next screen click on Check Eligible Offers. under the offer you may see the option to Increase My Limit with the total amount. If you see this offer click on Increase My Limit link.
- On the next screen you will see a message about your limit increase and total amount. click on the Increase My Limit button.
- Next, Verify your details using your fingerprint or MPIN.
- As soon as your details are verified your request will be placed and it will be processed in 4 working days.
- Congrats!! your credit card limit is increased successfully.
How to Increase IndusInd Bank Credit Card limit by Calling Customer Care
Call IndusInd Bank Customer Care on 18602677777, 022-44066666 (Outside India), and request the executive to increase your credit card limit.
They will verify your details first by confirming your name, mobile number, DOB, etc, and will check if you are eligible for an increase in credit card limit.
If you meet all the necessary requirements your limit will be increased instantly on call else they will say you are currently not eligible for a limit increase.
Chances to Increase Your IndusInd Bank Credit Card Limit
- Show the bank that your income is increased by sending the increment letter or the last 3 months salary slip or Income tax return file. request the bank to review your card limit once again. there is a great possibility that your card limit will be increased.
- You can also increase limit by reducing your liabilities. for Example: If you have taken a Home/personal loan from any other bank or the same bank. You can send the loan closure paper to the IndusInd bank and increase your chances to get maximum card limit.
- The more you shop the better will be your card limit. It means spend more using your credit card and get more card limits. Use your credit card a much as possibl to buy anything.
- If you keep multiple credit cards and you have a good limit on one of the card, you can tell IndusInd bank that I have this much limit on this card. may be they can consider increasing your credit card limit.
Conclusion
In this article, you have learned How to Increase IndusInd Bank Credit Card Limit Online | IndusInd bank credit card limit enhancement. we have also discussed how you can increase the possibilities of getting the maximum card limit.
I hope the above information will help you to increase the IndusInd Bank Credit card limit.
If there is any query related to the information, you can ask in the below comment section. I will try my best to answer them.
FAQs
IndusInd Bank Customer Care Number – 18602677777, 022-44066666 (Outside India) 022-42207777 ( Outside India for Credit Card customers)
Call IndusInd Bank Customer Care on 18602677777, 022-44066666 (Outside India), and request the executive to increase your credit card limit.
If you meet all the necessary requirements your limit will be increased instantly on call else they will say you are currently not eligible for a limit increase.
